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    April 24, 2019
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Hello INTRODUCTORY HELOC SPECIAL: Unlock and leverage the value in your home with a home equity line of credit. CURB APPEAL 2.79% APR* for 6 months with autopay If payments are not automatically debited from a MidWestOne deposit account, the APR will increase by 1.00% Up to $250 credit' to offset closing costs $35 waived documentation fee APR after the introductory period may vary for the remaining life of the loan. Currently, those APRs are as follows: Credit Limit Tiers Index (WSJ Prime) + Margin APR without APR with GOODBYE SWEAT EQUITY autopay autopay $5,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $74,999.99 $75,000 to $99,999.99 S100,000 and over 5.50% + 4.00% 5.5096 + 2.5096 5.50% + 1.50% 5.50% + 1.25% 5.50% + 1.00% 9.50% 8.00% 8.50% 7.00% 6.00% 6.50% 5.50% MidWestOne has home loans for every need. Apply today to take advantage of our great mortgage rates! Home Loans WSJ-Wall Street Journal, Index is current as of04/01/2019. APRwill not go below 5.00% ('floor) or exceed 18.00% for FL borrowers and 21.00% for CO, IA, MN &WI borrowers. time autopay is discontinued the APR will increase by 1.00%. MidWestOne HOME LOANS REFINANCE CONSTRUCTION HOME EQUITY LOANS Bank. OSCEOLA, WI 304 Cascade St 715.294.2183 ST CROIX FALLS, WI 2183 US Hwy 8 E 715.483.9800 The introductory APR IAnnual Pescentage Rate) and closing cost credit are available for applications submitted 04/01/2039 to 06/30/2019 on applicant primary residenceonly Following the introductory period the APR is variable based ontheindes, margin and applicablecredit imitiers Minimumof $5,000 Member newcredt line requred. Any time a to pay s decor tined the APR win crease by L009. Estimated closingcosts range from i96 to 800 and ees may ary bystate. Homeowners insurance is required Flood iesurance is sequired, d applicable This offler a subject to change without norice andthisspecial maynot be combined with any other promotionaloffer Subject to credit approvall and propertyeligbiity FDIC MidWestOne.com