HOME EQUITY LINE OF CREDIT SPECIAL INTRO RATES 2.75%. APR 12-MONTH INTRO RATE 3.25% 6-MONTH INTRO RATE with autopay from a MidWestOne deposit account. with autopay from a MidWestOne deposit account. UP TO $250 CLOSING CREDIT' plus, NO DOCUMENTATION FEE After intro period, APR is variable and adjusts to standard HELOC rate. Currently, those APRS are: Credit Limit Tiers Standard APR APR with autopay 7.75% 6.25% 5.75% 5.25% 5.00% 6.75% 5.25% 4.75% 4.25% 4.00% $5,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $74,999.99 $75,000 to $99,999.99 $100,000 and over APRis based on Wall Street Journal Index plus margin, APR will not go below 4.00% (floor) or exceed 18.00% for FL borrowers and 21.00% for CO, IA, MN & WI borrowers. LIMITED TIME OFFER! See a Banker or apply online at MidWestOne.bank MidWestOne Osceola, WI | 304 Cascade Street Bank. 715.294.2183 *The introductory APR (Annual Percentage Rate) and closing cost credit are available for applications submitted 03/01/2020 to 04/30/2020 on applicant's primary residence only. Collateral must not be listed for sale to receive this promo. Following the introductory period the APR is variable based on the index, margin and applicable credit limit tiers. Minimum of $5,000 new credit line required. Any time autopay is discontinued the APR will increase by 1.00%. Estimated closing costs range from $196 to $800 and fees may vary by state. Homeownersinsurance is required. Flood insurance is required, if applicable. This offer is subject to change without notice and this special may not be combined with any other promotional offer. Subject to credit approval and property eligibility. MidWestOne.bank Member FDIC Equal Housing Lender e HOME EQUITY LINE OF CREDIT SPECIAL INTRO RATES 2.75%. APR 12-MONTH INTRO RATE 3.25% 6-MONTH INTRO RATE with autopay from a MidWestOne deposit account. with autopay from a MidWestOne deposit account. UP TO $250 CLOSING CREDIT' plus, NO DOCUMENTATION FEE After intro period, APR is variable and adjusts to standard HELOC rate. Currently, those APRS are: Credit Limit Tiers Standard APR APR with autopay 7.75% 6.25% 5.75% 5.25% 5.00% 6.75% 5.25% 4.75% 4.25% 4.00% $5,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $74,999.99 $75,000 to $99,999.99 $100,000 and over APRis based on Wall Street Journal Index plus margin, APR will not go below 4.00% (floor) or exceed 18.00% for FL borrowers and 21.00% for CO, IA, MN & WI borrowers. LIMITED TIME OFFER! See a Banker or apply online at MidWestOne.bank MidWestOne Osceola, WI | 304 Cascade Street Bank. 715.294.2183 *The introductory APR (Annual Percentage Rate) and closing cost credit are available for applications submitted 03/01/2020 to 04/30/2020 on applicant's primary residence only. Collateral must not be listed for sale to receive this promo. Following the introductory period the APR is variable based on the index, margin and applicable credit limit tiers. Minimum of $5,000 new credit line required. Any time autopay is discontinued the APR will increase by 1.00%. Estimated closing costs range from $196 to $800 and fees may vary by state. Homeownersinsurance is required. Flood insurance is required, if applicable. This offer is subject to change without notice and this special may not be combined with any other promotional offer. Subject to credit approval and property eligibility. MidWestOne.bank Member FDIC Equal Housing Lender e