CD rates toempower your savings.30-Month Investors' Option122.031.68APY*APY*with relationship bump$10,000 and abovewith relationship bump$1,000-$9,999.9922-Month Special2.20 1.80%APYAPYwith relationship bump$10,000 and abovewith relationship bump$1,000-$9,999.999-Month Special'2.30 1.90%APY*APYwith relationship bump$10,000 and abovewith relationship bumpS1,000-$9.999.9945-Day Special1.50% 1.25%APY*APY*$1,000-$9,999.99$10,000 and aboveTo qualify, you must have, or open, a MidWestOne Personal Checking AccountGET STARTED. GET EMPOWERED. Stop by your local MidWestOneBank to open a CD today.MidWestOneBankOsceola, w 304 Cascade Street715.294.2183Annual Percentage Yield (APY). Rate remains the same throughout the investment period. $1,000.00minimum deposit required unless otherwise noted, Penalty forrearly withdrawal. Rates shown are currentas of 7/5/19 and are subject to change without notice. Relationship bump cannot be combined with anyother specials or relationship offers, See Personal Banker for more detailsThe rate can be increased one time during the initial term, upon customer request to the bank, basedon the prevailing 30 Month investors' Option applicable rate tier. Automatically renews into standard 30-Month Fixed CD productMidWestOne.comMember FDIC CD rates to empower your savings. 30-Month Investors' Option12 2.031.68 APY* APY* with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 22-Month Special 2.20 1.80% APY APY with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 9-Month Special' 2.30 1.90% APY* APY with relationship bump $10,000 and above with relationship bump S1,000-$9.999.99 45-Day Special 1.50% 1.25% APY* APY* $1,000-$9,999.99 $10,000 and above To qualify, you must have, or open, a MidWestOne Personal Checking Account GET STARTED. GET EMPOWERED. Stop by your local MidWestOne Bank to open a CD today. MidWestOne Bank Osceola, w 304 Cascade Street 715.294.2183 Annual Percentage Yield (APY). Rate remains the same throughout the investment period. $1,000.00 minimum deposit required unless otherwise noted, Penalty forrearly withdrawal. Rates shown are current as of 7/5/19 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers, See Personal Banker for more details The rate can be increased one time during the initial term, upon customer request to the bank, based on the prevailing 30 Month investors' Option applicable rate tier. Automatically renews into standard 30- Month Fixed CD product MidWestOne.com Member FDIC

Date: August 7, 2019

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CD rates to empower your savings. 30-Month Investors' Option12 2.031.68 APY* APY* with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 22-Month Special 2.20 1.80% APY APY with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 9-Month Special' 2.30 1.90% APY* APY with relationship bump $10,000 and above with relationship bump S1,000-$9.999.99 45-Day Special 1.50% 1.25% APY* APY* $1,000-$9,999.99 $10,000 and above To qualify, you must have, or open, a MidWestOne Personal Checking Account GET STARTED. GET EMPOWERED. Stop by your local MidWestOne Bank to open a CD today. MidWestOne Bank Osceola, w 304 Cascade Street 715.294.2183 Annual Percentage Yield (APY). Rate remains the same throughout the investment period. $1,000.00 minimum deposit required unless otherwise noted, Penalty forrearly withdrawal. Rates shown are current as of 7/5/19 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers, See Personal Banker for more details The rate can be increased one time during the initial term, upon customer request to the bank, based on the prevailing 30 Month investors' Option applicable rate tier. Automatically renews into standard 30- Month Fixed CD product MidWestOne.com Member FDIC CD rates to empower your savings. 30-Month Investors' Option12 2.031.68 APY* APY* with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 22-Month Special 2.20 1.80% APY APY with relationship bump $10,000 and above with relationship bump $1,000-$9,999.99 9-Month Special' 2.30 1.90% APY* APY with relationship bump $10,000 and above with relationship bump S1,000-$9.999.99 45-Day Special 1.50% 1.25% APY* APY* $1,000-$9,999.99 $10,000 and above To qualify, you must have, or open, a MidWestOne Personal Checking Account GET STARTED. GET EMPOWERED. Stop by your local MidWestOne Bank to open a CD today. MidWestOne Bank Osceola, w 304 Cascade Street 715.294.2183 Annual Percentage Yield (APY). Rate remains the same throughout the investment period. $1,000.00 minimum deposit required unless otherwise noted, Penalty forrearly withdrawal. Rates shown are current as of 7/5/19 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers, See Personal Banker for more details The rate can be increased one time during the initial term, upon customer request to the bank, based on the prevailing 30 Month investors' Option applicable rate tier. Automatically renews into standard 30- Month Fixed CD product MidWestOne.com Member FDIC